Traveling abroad can be one of the most exciting and enriching experiences of your life. From trying new foods to exploring historical landmarks, from meeting people of different cultures to feeling the thrill of adventure, traveling can open your mind and heart to endless possibilities. However, it also requires careful planning and preparation, especially when it comes to managing your money. 

The question is, should you use cash or credit for your transactions abroad?

In this article, we'll explore the advantages of choosing credit over cash when traveling abroad and how you can make the most of it.

1-Credit or cash?

First of all, let's address the obvious question: Why choose credit over cash? Here are some reasons:

• Convenience: Credit cards are accepted in most countries and can be used for a variety of transactions, such as purchases, withdrawals, and payments. Unlike cash, credit cards don't require you to carry large amounts of money or worry about exchange rates or theft. With credit cards, you can also track your spending and monitor your account online or through mobile apps, which can help you budget and avoid overspending or fraud.

• Security: Credit cards offer more protection and safety than cash. Most credit cards come with fraud protection policies and zero-liability policies, which means that you won't be held accountable for unauthorized charges or losses. Moreover, credit cards offer chip and pin technology and password protection, which make them more resistant to cloning or theft.

• Rewards: Credit cards can also offer rewards or perks for your travel expenses, such as cashback, points, miles, or insurance. By using a credit card that is tailored to your travel needs, you can earn benefits and discounts that can add up to significant savings or benefits in the long run.

However, to make the most of using credit cards abroad, here are some tips:

2-Tips to effectively use your credit card abroad:

• Inform your card issuer: Before you travel, make sure to notify your credit card issuer about your trip, your destinations, and your expected spending. This can prevent your card from being declined or flagged for suspicious activity.
• Check the fees and rates: Some credit cards charge foreign transaction fees or high exchange rates for using them abroad, which can negate the benefits of using a credit card. Therefore, it's important to compare different credit cards and choose the one that offers the most favorable terms and conditions for your travel needs.
• Have a backup: While credit cards offer many advantages, they can sometimes be unusable due to technical issues, network problems, or compatibility issues. Therefore, it's always a good idea to have a backup plan and carry some cash or a debit card in case of emergencies or accidents.

If you want to enhance your travel experience and make your credit card even more convenient and secure, consider using What Lies in Your Debt, a product designed to protect your credit card from damage, theft, or loss during your journey. 

Whether it's an RFID-blocking wallet, a phone case, or a money clip, you can find a variety of trendy and functional products that can make your travel life easier and safer. Try it out today and see how it can add another layer of comfort and confidence to your credit card.